Homeowners Insurance in Arizona 2026: Why Premiums Are Rising and What It Means for Your Mortgage Payment

Published on: 08/11/2026

Arizona homeowners insurance now averages about $2,335 a year, and Phoenix runs closer to $2,800. Premiums are up roughly 62% in five years, and most of that cost lands in your escrow. Here is what is driving it and how to protect your payment. Pillar Mortgage Group, NMLS #2700076.

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Why Did My Mortgage Payment Go Up in Arizona? 2026 Escrow Shortage Guide

Published on: 08/06/2026

Your Arizona mortgage payment went up because your escrow account came up short, usually from higher property taxes or homeowners insurance. Here is how escrow analysis works and how to lower it. Pillar Mortgage Group, NMLS #2700076

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Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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